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MH Legal & Seguros
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Property Law & Conveyancing

MH Legal & Seguros advises Spanish and international clients on buying and selling property throughout Spain. We coordinate the legal work from the initial review to notarial completion, tax filings and registration, giving you clear explanations at each stage.

An Independent Lawyer Acting for You

We represent your interests independently of the estate agent, developer and other parties involved. We review the documentation, explain the implications and negotiate the terms before you sign or transfer funds, while coordinating the professionals and practical arrangements needed to complete.

Buying Property in Spain

01

Initial Preparation

We review your plans, the proposed property, your financing needs and the transaction timetable.

  • ●Identify the documents and information required.
  • ●Assist with NIE applications and coordinate banking arrangements.
  • ●Prepare a suitable power of attorney if you need representation.
  • ●Consider the intended ownership structure, including joint purchases or purchases through a company.
02

Property Checks

We investigate the property's legal position and explain matters that may affect your purchase or intended use.

  • ●Review ownership, Land Registry and cadastral information.
  • ●Examine registered charges, mortgages and relevant debts.
  • ●Assess available planning, occupation and alteration documentation.
  • ●Review relevant community information and occupation arrangements.
  • ●For new-build and off-plan purchases, examine development documents, payment guarantees and delivery terms.
  • ●Coordinate technical investigations with appropriate specialists where needed.
03

Contracts & Deposits

We review and negotiate the proposed commitments before advising you to proceed.

  • ●Reservation agreements, arras contracts and private purchase agreements.
  • ●Price, deposit, payment schedule and completion date.
  • ●Conditions concerning financing or outstanding property checks.
  • ●Obligations of each party and consequences of withdrawal or breach.
  • ●Arrangements for payment and any agreed protection of advance funds.
04

Preparing the Signing

We coordinate with the seller's representatives, agent, bank and notary.

  • ●Review the draft purchase deed and supporting documents.
  • ●Check how outstanding charges will be addressed.
  • ●Organise completion payments and any applicable retentions.
  • ●Coordinate mortgage documentation and financing deadlines.
  • ●Explain the taxes, expenses and signing arrangements.
05

Notarial Completion

We attend the signing with you or represent you under an appropriate power of attorney.

  • ●Review the final deed against the agreed terms.
  • ●Address questions arising at completion.
  • ●Coordinate payment, possession and delivery of keys.
06

Registration & Ownership

We organise the agreed formalities after signing.

  • ●Relevant purchase tax filings and Land Registry registration.
  • ●Cadastral, utility and community updates where appropriate.
  • ●Coordination of ongoing payment arrangements.
  • ●Advice on non-resident tax compliance and communications with Spanish authorities.
  • ●Review of succession planning and Spanish wills where relevant.

Selling Property in Spain

01

Preparing the Sale

We review your ownership position and identify matters to resolve before committing to a buyer.

  • ●Gather the deed, registry information and relevant property documents.
  • ●Review mortgages, registered charges and shared ownership.
  • ●Identify documentation required for the sale.
  • ●Consider representation if you cannot attend in person.
  • ●Assess the tax implications and likely completion expenses.
02

Estate Agency & Sale Terms

We review the arrangements with intermediaries and the proposed buyer.

  • ●Agency agreements, commissions and exclusivity.
  • ●Circumstances in which agency fees become payable.
  • ●Reservation agreements, arras contracts and private sale contracts.
  • ●Deposit, completion date, conditions and payment arrangements.
  • ●Consequences of withdrawal, delay or breach.
03

Preparing for Completion

We coordinate the legal and financial arrangements with the buyer's representatives, agent, bank and notary.

  • ●Review the draft sale deed.
  • ●Prepare supporting certificates and documentation.
  • ●Organise mortgage repayment and cancellation where applicable.
  • ●Review charges, expenses, tax retentions and the proposed distribution of funds.
  • ●Confirm arrangements for possession and delivery of keys.
04

Signing & Receiving Payment

We attend completion with you or act under a suitable power of attorney.

  • ●Review the final documents against the agreed terms.
  • ●Check the agreed payment arrangements.
  • ●Coordinate the transfer of possession and keys.
  • ●Address outstanding questions before signing.
05

Completing the Remaining Formalities

We assist with the agreed steps following the sale.

  • ●Relevant tax filings, including capital gains and municipal tax matters.
  • ●Mortgage cancellation documentation and registration where required.
  • ●Utility and community notifications.
  • ●Follow-up on outstanding documents and administrative arrangements.
“Your property plans deserve independent advice and a clear understanding of every commitment.”
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